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The Access to Health Insurance Program 3/23/2010

What is the Access to Health Insurance Program?
The Access to Health Insurance program makes health insurance premiums more affordable for employees of qualified small businesses. Under this program, low income employees of small businesses and their families may have their health insurance premium lowered by up to $100 per person per month. To participate in this program, a small business employer must:

  • Operate a small business with 2 – 50 employees
  • Currently not offer health insurance
  • Work with an insurance representative who offers small group health insurance
  • Be willing to pay at least 50% of the insurance premium costs for the insured employees or if the spouse enrolls, 50% of the combined premiums for the      employee and spouse
  • Have employees who meet low income guidelines
  • You or your insurance representative must electronically register your intent to participate

To qualify for this program, an employee must:

  • Not have insurance at the time of application
  • Meet income guidelines For income guidelines, visit: www.accesstohealthinsurance.idaho.gov
  • Work for a qualified small business
  • Live in Idaho
  • Be a U.S. citizen or an eligible legal U.S. resident
  • Be age 18 or older
  • What the Access to Health Insurance Program can do for you:
  • Put affordable health insurance within your reach
  • Attract and retain qualified employees by giving them access to affordable health insurance
  • Improve employee satisfaction and health
  • Decrease absenteeism and increase productivity
  • Increase participation rates in the company health plan, which may help maintain qualification for group insurance coverage

How can I learn more about the Access to Health Insurance Program?

By phone call 1-866-326-2485

Online: www.accesstohealthinsurance.idaho.gov